Although one may qualify for a chapter 7 bankruptcy, it does not necessarily mean that they should file a chapter 7 bankruptcy. Essentially, understanding whether one qualifies and whether one should file a Utah Chapter 7 Bankruptcy are questions best determined with the help of a Utah Bankruptcy Attorney.
One may qualify and be able to file a chapter 7 bankruptcy case so long as the following are met:
1. Eight years has passed since filing a chapter 7 in which a discharge was received.
2. Income is low enough to pass the means test, which is described here: Utah Means Test
3. Disposable income is not high enough to fund a Chapter 13 repayment plan.