An Integrity Law Utah Bankruptcy Attorney determines eligibility for bankruptcy through a thirty minute in-person or telephone consultation. During this conversation we discuss your debts, assets, and develop solutions to your financial difficulties.
At Integrity Law we understand that if one had money to pay bills they wouldn't be considering bankruptcy. To ensure affordability we accept smaller monthly payments as one informally begins the bankruptcy process and allow creditors to be directed to our office upon initial payment.
Accuracy and completeness is essential to ensuring a complete debt discharge. Unlike other firms, Integrity Law pays for a full 3 bureau credit report to leave no stone unturned. After specific requested documents are returned and input, a bankruptcy case can be filed and a 341 Meeting of Creditors will be scheduled. A Chapter 7 bankruptcy discharge typically results within a few months.
Repossessed vehicles sold at auction and house foreclosures lead to deficiency judgments.
Even with Insurance, high deductible plans can leave one drowning in unpaid medical bills.
“...I called Bryan Cowley and he was wonderful! He is extremely knowledgeable when it comes to dealing with debt, collections, & bankruptcy. I didn't feel at all rushed during the free consultation he offered and he was extremely courteous in explaining things that I didn't understand. I had to call him back several times to ask more questions or clarify things and he was very patient. He told me my best options, including how to avoid attorney's fees! Any attorney who will help you avoid attorney's fees when possible gets an A+ in my book! I'm so grateful to Bryan for his help and for showing me that Integrity Law employs lawyers with just that...INTEGRITY!!”
Losing employment disrupts mortgage, car, and bill payments resulting in unpaid arrears.
Introductory rates expire, interest rates increase, payments are missed and penalties accumulate.